Hand-OffHand-Off vs. Polsia: Fees, Ownership, and Who Each One Fits
Polsia uses AI agents to plan, build, and market an online company, and takes 3% of customer payments and 20% of ad budgets under its current terms. Hand-Off is a commerce and delivery platform for a business you run. It takes 1% to 0% on cards depending on plan, 0% on crypto, and your store runs on your own domain.
Disclosure: Hand-Off publishes this page and is one of the products compared. Competitor details come from each company's public pages, linked in the sources below, checked on October 20, 2026. Prices change, so confirm them before you buy.
The Short Version
Polsia describes itself as AI that runs your company while you sleep: its agents plan the work, write code, run ads and outreach, and answer support. Hand-Off is a store, payment, and delivery platform for a business you run, with an AI site builder that builds your store before you pay. They overlap less than they first appear to.
Fees and Terms
| Hand-Off | Polsia | |
|---|---|---|
| Subscription | Basic $29/month, Grow $99/month, Advanced $349/month | Monthly plans priced in agent task credits, shown in-app |
| Fee on customer payments | 1%, 0.5%, or 0% on cards by plan; 0% on crypto | 3% of all customer payments, plus Stripe processing |
| Where card payments land | Your own connected Stripe account | Polsia's balance, with a 31-day settlement period before withdrawal |
| Advertising | No ad fee; you run ads in your own accounts | 20% platform fee inside your ad budget, run from a Polsia-managed ad account |
| Website address | Your own custom domain, hosting, and SSL included | A yourcompany.polsia.app subdomain that Polsia may remove at any time |
Polsia's figures come from its Terms of Service, updated September 17, 2026. Polsia says it may change its fee rates with notice, and its subscriptions are nonrefundable. It doesn't publish a public pricing page, and the plan prices shown in its app changed several times in 2026, so check your account for the current price.
Ownership
Under Polsia's terms you own your inputs and outputs, but Polsia gets a license to use your inputs, including to train and improve its AI models. Cloud resources such as code repositories, databases, and hosting run under Polsia-managed accounts unless you connect your own. Public company dashboards are on by default and may be indexed by search engines. On Hand-Off, your store runs on your own domain and card payments go to your own Stripe account.
Where Polsia Is the Better Choice
- You want AI agents to come up with, build, and market a digital product for you.
- You don't have a product yet and want to test ideas quickly.
- You are comfortable with a percentage of revenue in exchange for autonomy.
Where Hand-Off Is the Better Choice
- You sell real products: food, goods, or anything with pickup or delivery.
- You want your own domain and a lower fee on every customer payment.
- You need delivery tools: route optimization, a driver app, and tracking links.
Next Steps
Planning a delivery business? Read how to start a delivery business. Comparing storefront platforms? See Hand-Off vs. Shopify.
Sources
- Polsia — Homepage Accessed October 20, 2026
- Polsia — Terms of Service (updated September 17, 2026) Accessed October 20, 2026
- Hand-Off — Plans and pricing Accessed October 20, 2026
